Fair Lending Notice

Richard Lucas Auto Center is committed to fair lending and treating customers with the utmost respect and fairness.

We follow best practices to ensure compliance with all applicable fair lending laws.

We define fair lending as ensuring that fair and equal treatment is provided to all individuals requesting financing.

As a result, we are prohibited from discriminating in any aspect of the credit transaction on a prohibited basis.

As a reminder, prohibited basis under the Equal Credit Opportunity Act are:

Sex
Marital status
Race
Color
Religion
National origin
Age, provided the applicant is of legal age
Income derived from public assistance
The fact that the applicant has, in good faith, exercised any right under the Consumer Protection Act (i.e., the right to lodge a complaint)

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