FAIR LENDING AT RICHARD LUCAS Subaru- IMPORTANT NOTICE


Richard Lucas Auto Center is committed to fair lending and treating customers with the utmost respect and fairness. 

We follow best practices to ensure compliance with all applicable fair lending laws.

 We define fair lending as ensuring that fair and equal treatment is provided to all individuals requesting financing. 

As a result, we are prohibited from discriminating in any aspect of the credit transaction on a prohibited basis. 

As a reminder, prohibited basis under the Equal Credit Opportunity Act are: 
  • Sex 
  • Marital status  
  • Race 
  • Color 
  • Religion 
  • National origin 
  • Age, provided the applicant is of legal age 
  • Income derived from public assistance 
  • The fact that the applicant has, in good faith, exercised any right under the Consumer Protection Act (i.e., the right to lodge a complaint) 
Credit Reporting Agencies: 
To get more information on your Credit history and score, contact the 3 major credit reporting agencies. Each one is required to provide a free credit report annually. 
  
TransUnion:
1-855-681-3196 
Experian:
Site: www.Experian.com 
1-888-397-3742 

 Equifax
 Site: www.Equifax.com
1-800-465-7166

Hours

  • Monday 10:00am - 08:00pm
  • Tuesday 10:00am - 08:00pm
  • Wednesday 10:00am - 08:00pm
  • Thursday 10:00am - 08:00pm
  • Friday 10:00am - 06:00pm
  • Saturday 10:00am - 06:00pm
  • Sunday Closed

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